Privacy Policy

Last Updated: June 2026

RHD Studio ("we", "our", or "us") operates the SettleMate: Split Expenses mobile application and related services ("Service"). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our Service.

1. Definitions

Account: A unique account created to access the Service.

Application: SettleMate: Split Expenses.

Personal Data: Information that identifies an individual.

Usage Data: Information collected automatically when using the Service.

2. Information We Collect

• Full Name
• Email Address
• Profile Picture (Optional)
• Encrypted Authentication Information
• Group and Expense Data
• Settlement Records
• Device Information
• Push Notification Tokens
• Advertising Identifiers

3. Advertising

We use Google AdMob to display advertisements. AdMob may collect advertising identifiers, device information, approximate location, and app usage data to provide and measure relevant ads.

4. How We Use Information

• Create and manage accounts
• Provide expense tracking and settlement features
• Send notifications and updates
• Improve performance and security
• Provide customer support
• Display and measure advertisements

5. Sharing of Information

We do not sell personal information. Data may be shared with service providers such as Google Firebase and Google AdMob, group members where necessary for functionality, and authorities when legally required.

6. Data Retention

We retain information only as long as necessary to provide the Service, comply with legal obligations, resolve disputes, and enforce agreements.

7. Account Deletion

You may request account deletion by contacting rhdstudio10729@gmail.com. Requests are typically processed within 7 days after verification.

8. Push Notifications

We use Firebase Cloud Messaging (FCM) to deliver notifications about invitations, expenses, settlements, and group activity.

9. Third‑Party Services

• Google Firebase
• Google AdMob
• Google Play Services
• Google Analytics (if enabled)

10. Security

We implement industry-standard security measures including encrypted communication, authentication controls, and access restrictions.

11. Children's Privacy

Our Service is not intended for children under 13 years of age. We do not knowingly collect personal information from children.

12. Your Rights

You may have rights to access, correct, delete, or restrict the use of your personal information, depending on applicable laws.

13. International Data Transfers

Your information may be processed on servers located outside your country through Google's global infrastructure.

14. Cookies and Tracking Technologies

We and our partners may use cookies and similar technologies for authentication, analytics, and advertising purposes.

15. External Links

Our Service may contain links to third-party websites. We are not responsible for their privacy practices.

16. Changes to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with an updated revision date.

17. Contact Us